Last Updated: June 8, 2026

Welcome to Cognitive Leverage (the “Website”), owned and operated by Cognitive Leverage (“we,” “us,” or “our”).

Please read these Terms and Conditions (“Terms”) carefully before accessing or using our website and any related services, content, or applications (collectively, the “Services”). By accessing or using any part of the Services, you agree to be bound by these Terms. If you do not agree to all of the terms, you may not access the Website or use our Services.

1. Eligibility & Account Registration

• Age Requirement: By using this Website, you represent that you are at least 18 years old or the age of majority in your jurisdiction.

• Account Security: If any part of our Services requires you to create an account, you agree to provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account. You must notify us immediately of any unauthorized use of your account.

2. Intellectual Property Rights

• Our Content: All content, features, and functionality on the Website—including but not limited to text, graphics, logos, images, software, audio, video, and the compilation thereof—are the exclusive property of Cognitive Leverage or its licensors and are protected by international copyright, trademark, and other intellectual property laws.

• Limited License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website strictly for your personal or internal business purposes, in accordance with these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content without our prior written consent.

3. Permitted and Prohibited Uses

You agree to use the Website only for lawful purposes. You are strictly prohibited from using the site to:

• Violate any local, national, or international laws or regulations.

• Transmit any viruses, malware, or other malicious or destructive code.

• Reverse-engineer, decompile, or attempt to extract the source code of any software powering the Website.

• Use automated systems (such as bots, spiders, or scrapers) to harvest data or disrupt our servers and networks.

• Engage in any behavior that restricts or inhibits any other user from enjoying the Services.

4. Third-Party Links and Services

Our Website may contain references or integrations with third-party websites, tools, or services that are not owned or controlled by Cognitive Leverage. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of third-party platforms.

5. Disclaimers (“As Is”)

• No Guarantees: The Website and Services are provided on an “AS IS” and “AS AVAILABLE” basis without any warranties of any kind, either express or implied.

• Information Purposes: Any insights, strategies, or educational content provided by Cognitive Leverage are for general informational purposes only. We do not warrant that the information is accurate, complete, or reliable, nor does it constitute professional financial, legal, or psychological advice. Your reliance on the material is strictly at your own risk.

6. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Cognitive Leverage, its directors, employees, or partners be liable for any indirect, incidental, special, consequential, or punitive damages—including without limitation, loss of profits, data, use, goodwill, or other intangible losses—resulting from:

• Your access to or use of (or inability to access or use) the Services.

• Any conduct or content of any third party on the Services.

• Unauthorized access, use, or alteration of your transmissions or content.

7. Indemnification

You agree to defend, indemnify, and hold harmless Cognitive Leverage and its employees, contractors, agents, and officers from and against any claims, damages, obligations, losses, liabilities, costs, or debt (including attorney’s fees) arising from your use of the Website, your violation of these Terms, or your infringement of any third-party rights.

8. Termination

We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the Website and Services, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Services will immediately cease.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of your jurisdiction, without regard to its conflict of law provisions. Any legal action arising under these Terms must be brought exclusively in the appropriate local courts.

10. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide notice on the Website or via user dashboards before the new terms take effect. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the updated Terms.

11. Contact Us

If you have any questions or concerns regarding these Terms, you can reach out to us through the contact page or support ticket system available directly on our platform.